Fed Signals Start of Rate-Cut Cycle
After months of holding interest rates high to tame inflation, the Fed is signaling the beginning of a rate-cut cycle. As price pressures ease, policymakers are pivoting toward looser financial conditions. For households and investors, the message is clear: cheaper borrowing could broaden opportunity across the economy.
Impact on Homebuyers and Refinancing
Josip Rupena—former Goldman Sachs and Morgan Stanley banker and now CEO of Milo—notes that lower rates may bring first-time buyers back into the market. Homeowners who postponed refinancing could also lock in better terms. Even the expectation of declining rates can release pent-up real-estate demand.
Crypto and Risk-On Assets Gain Tailwinds
Looser policy typically supports risk-on assets by improving liquidity and cutting the cost of capital. Outlets like CoinDesk and Bloomberg Markets have long tracked how easier monetary conditions benefit digital assets alongside equities. Rupena argues this is why Fed moves ripple through both traditional markets and crypto.
Momentum for the Coming Quarters
If this is the first in a series of cuts, effects could compound: housing demand may rebound, refinancing could accelerate, and crypto markets might see renewed growth. A sustained easing cycle would likely provide meaningful momentum for consumers and investors over the next few quarters.